Reminders. Essential Communications
- Sonia Lopez
- 7 days ago
- 2 min read
July 2025
Making changes outside Open Enrollment.
Major life changes work in your favor
You may be able to get/change health coverage outside open enrollment due to a recent life change or based on your income
Life Changes
Certain life events, like losing health coverage (incl. Medicaid or Children’s Health Insurance Program (CHIP) coverage), moving, getting married, having a baby or adopting a child, may qualify you to enroll in or change Marketplace health plans
outside the yearly Open Enrollment Period (Nov 1 – Jan 15).
Lost Medicaid or CHIP
If you recently lost (or will soon lose) your Medicaid or CHIP coverage because your income is too high or other changes make you ineligible, you may qualify to enroll in a Marketplace plan through a Special Enrollment Period.
Income
Individuals, families and children with certain incomes may qualify for Medicaid, CHIP, or health insurance through the
Marketplace. If eligible based on est. household income, you can apply any time.
Further reading:
Illinois Updates
In the state of Illinois, changes are coming to how you manage your account for the upcoming year. Illinois will
be using a different system called GetCoveredIllinois.
Please do not hesitate to contact me if you have questions about the transition to the new system. Let me know of
any updates prior to the open enrollment date such as a change of address, or changes in your income.
Further reading:
October 15: Medicare Open Enrollment (65 years and up) November 1: Open Enrollment starts (under 65 yo) December 15: Last day to enroll January 1: Coverage starts for those who enroll January 15: Open Enrollment ends February 1: Coverage starts for those who enroll in or change plans December 16 through January 15 Note: I can assist you. Let me know when you are ready!
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Steps you can take now to make tax filing easier
Six time-saving tips can save hours
In creating an account online with the IRS, you save more time by communicating directly with them!
Create or access your account info at IRS.gov/account
Gather and organize your tax records
Check your individual tax identification number (ITIN)
Get an identity protection personal identification number (IP PIN)
Make sure you’ve withheld enough tax
Get banked to speed tax refunds with direct deposit
IRS contact phone numbers:
Individual filing (800) 829-1040
Business filing (800 )829-4933
Make an appt at the IRS center near you: (844) 545-5640
Find out more
Tips and Useful Resources |
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If you have any questions or concerns, please do not hesitate to reach out to me, and I would be happy to guide you through your situation |
 | Contact Sonia Lopez at (708) 466-4757 or at www.vizconsultingcorp.com .VIZ Consulting Corporation 6918 W. Cermak Berwyn, Illinois 60402 Schedule an appointment at https://calendly.com/vizconsultingnews/30min |
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